Use Case

Stock Broker Verification

Open demat accounts with SEBI-compliant In-Person Verification (IPV) through a streamlined video KYC flow — achieving near-perfect first-attempt success rates while meeting every regulatory requirement automatically.

The Challenge

SEBI IPV Requirements Create Onboarding Friction

SEBI mandates In-Person Verification for every new demat account holder. For stockbrokers and depository participants, this means either arranging physical meetings or conducting video verifications that satisfy strict regulatory standards for recording quality, identity validation, and documentation. Most existing solutions result in failed verification attempts, compliance gaps, and frustrated investors who abandon the process.

  • SEBI's IPV requirements demand specific video quality standards, clear face visibility, and audible consent — generic video tools cannot guarantee compliance
  • Manual video recording and storage lacks tamper-proofing, creating risk during SEBI inspections and audits
  • Disconnected document verification processes require investors to upload documents separately, adding steps and drop-offs
  • High failure rates in first-attempt verification force repeat sessions, increasing cost-per-acquisition and delaying trading access
98.5%

First-attempt verification success rate — BASEKYC's guided flow ensures investors complete IPV correctly the first time

The BASEKYC Solution

Frictionless IPV That SEBI Auditors Trust

SEBI-Compliant IPV Recording

Purpose-built video sessions that automatically enforce SEBI's IPV standards — HD face capture, clear audio consent recording, PAN card display, and signed declaration. Every recording is encrypted, timestamped, and stored with immutable metadata for audit readiness.

Automated Document Capture

During the video call, agents guide investors to show their PAN card, Aadhaar, and signature. BASEKYC automatically captures high-resolution snapshots, runs OCR extraction, and cross-validates document details against the application data — all within the same session.

Real-Time Compliance Checks

Built-in compliance guardrails ensure every session meets SEBI requirements before completion. The system validates video quality, confirms face visibility, verifies document capture, and checks consent recording — alerting the agent immediately if any step needs to be repeated.

Key Features for This Use Case

Regulatory Framework

SEBI Compliance Requirements for Stock Brokers

Stock brokers and depository participants must satisfy SEBI's stringent KYC and In-Person Verification requirements before activating any demat or trading account. BASEKYC is purpose-built to meet every SEBI mandate.

SEBI KYC Master Circular 2023

Full compliance with SEBI's Master Circular on KYC for Securities Markets (SEBI/HO/MIRSD/MIRSD-PoD-1/P/CIR/2023/70) which consolidates all KYC requirements for intermediaries. BASEKYC enforces mandatory PAN verification, Aadhaar-based identification, and collection of all six KYC attributes — name, address, PAN, valid mobile, valid email, and income range.

VIPV / IPV Requirements

SEBI permits Video In-Person Verification (VIPV) as an alternative to physical IPV under its circular SEBI/HO/MIRSD/DOP/CIR/P/2020/166. BASEKYC conducts VIPV sessions where the investor's live image is captured alongside their PAN card, the agent records explicit consent, and the entire session is stored with an immutable audit trail — satisfying both SEBI and depository (NSDL/CDSL) requirements.

KRA Registration & Upload

SEBI requires all intermediaries to upload verified KYC records to a SEBI-registered KYC Registration Agency (KRA) such as KFintech, CAMS, NDML, CVL, or DotEx. BASEKYC generates KRA-compliant data files and supports automated upload to your designated KRA, ensuring the investor's KYC status is updated across all market intermediaries within the mandated timeline.

PMLA & Client Due Diligence

Stock brokers are classified as reporting entities under PMLA and must perform CDD at account opening. BASEKYC integrates PEP screening, sanctions list verification, and risk categorisation directly into the VIPV workflow, enabling brokers to fulfil their AML obligations without adding extra steps to the investor onboarding experience.

Implementation

Go Live in 3 Weeks

1

Week 1 — Integration & KRA Setup

API integration with your back-office and depository participant systems. Configure KRA upload pipelines (CAMS, KFintech, or NDML), set up SEBI-compliant VIPV workflow rules, and establish PAN verification channels with NSDL/UTIITSL.

2

Week 2 — Training & SEBI Testing

Agent training on VIPV procedures, PAN card display protocols, and consent recording standards. End-to-end testing with simulated demat account openings, including KRA upload validation and depository integration checks.

3

Week 3 — Pilot & Go-Live

Controlled pilot with real investor accounts, monitoring VIPV success rates and KRA upload accuracy. Full production rollout with dedicated support for the first week of live operations across all channels.

Further Reading

Open Demat Accounts Without the Friction

Achieve 98.5% first-attempt IPV success with BASEKYC's SEBI-compliant video verification platform.